Reading all the info lately about Ruth Bader Ginsburg, I've recalled that my mother (b.1912) by 1947 and as a single woman and school teacher, had saved about $3,000 to buy a lot that became our home. She borrowed $6,000 to build a house from a local woman and later another$3,000 to expand it. As a little child I never thought of or cared about the financial details, but it now occurs to me that a private loan may have been the only way she could proceed, since banks would typically not lend to single women. Other men who think this is all unimportant in their own lives need to think again.